VRSK Insider Trading

Insider Ownership Percentage: 0.40%
Insider Buying (Last 12 Months): $0.00
Insider Selling (Last 12 Months): $3,994,261.90

Verisk Analytics Insider Trading History Chart

This chart shows the insider buying and selling history at Verisk Analytics by year and by quarter.

Skip ChartChart Data in Insider Trading History Table

Verisk Analytics Share Price & Price History

Current Price: $280.80
Price Change: Price Decrease of -5.33 (-1.86%)
As of 11/15/2024 01:00 AM ET

This chart shows the closing price history over time for VRSK up to the past year.

Skip Chart and Table DataPrice Data in Insider Trading History Table
Days: 30 | 90 | 365

Verisk Analytics Insider Trading History

Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionShares Held After TransactionDetails
10/15/2024Elizabeth MannCFOSell200$271.33$54,266.0015,808View SEC Filing Icon  
7/15/2024Elizabeth MannCFOSell200$277.38$55,476.0016,408View SEC Filing Icon  
7/3/2024Kathy Card BecklesInsiderSell326$272.22$88,743.727,470View SEC Filing Icon  
6/17/2024Elizabeth MannCFOSell200$262.31$52,462.0016,608View SEC Filing Icon  
5/13/2024Nicholas DaffanInsiderSell1,511$248.88$376,057.6852,500View SEC Filing Icon  
4/12/2024Nicholas DaffanInsiderSell1,554$222.93$346,433.2251,715View SEC Filing Icon  
3/27/2024David J. GroverCAOSell6,481$233.06$1,510,461.8612,140View SEC Filing Icon  
3/12/2024Nicholas DaffanInsiderSell1,531$236.12$361,499.7250,973View SEC Filing Icon  
3/6/2024Kathy Card BecklesInsiderSell227$237.61$53,937.477,796View SEC Filing Icon  
2/12/2024Nicholas DaffanInsiderSell1,507$249.25$375,619.7550,208View SEC Filing Icon  
1/16/2024Nicholas DaffanInsiderSell25$235.48$5,887.0048,872View SEC Filing Icon  
1/12/2024Nicholas DaffanInsiderSell1,507$235.64$355,109.4848,860View SEC Filing Icon  
12/12/2023Nicholas DaffanInsiderSell1,480$242.10$358,308.0045,561View SEC Filing Icon  
10/12/2023Nicholas DaffanInsiderSell1,516$246.02$372,966.3243,931View SEC Filing Icon  
9/12/2023Nicholas DaffanInsiderSell1,516$244.63$370,859.0843,151View SEC Filing Icon  
8/21/2023Therese M. VaughanDirectorSell6,500$232.45$1,510,925.0020,679View SEC Filing Icon  
8/14/2023Nicholas DaffanInsiderSell1,532$235.12$360,203.8442,371View SEC Filing Icon  
8/8/2023Therese M. VaughanDirectorSell6,129$233.02$1,428,179.5827,179View SEC Filing Icon  
7/12/2023Nicholas DaffanInsiderSell1,564$227.75$356,201.0041,607View SEC Filing Icon  
7/5/2023Kathy Card BecklesInsiderSell396$222.13$87,963.487,066View SEC Filing Icon  
6/12/2023Nicholas DaffanInsiderSell1,561$219.36$342,420.9640,875View SEC Filing Icon  
6/6/2023Samuel G. LissDirectorSell11,589$223.89$2,594,661.2168,310View SEC Filing Icon  
5/25/2023Bruce Edward HansenDirectorSell1,131$217.00$245,427.0012,939View SEC Filing Icon  
5/8/2023Wendy E. LaneDirectorBuy1,037$209.78$217,541.862,057View SEC Filing Icon  
3/20/2023David J. GroverCAOSell4,411$180.65$796,847.1511,815View SEC Filing Icon  
3/15/2023Christopher M. FoskettDirectorSell6,733$180.00$1,211,940.0020,327View SEC Filing Icon  
3/13/2023David B. WrightDirectorSell4,912$182.37$895,801.4414,909View SEC Filing Icon  
1/18/2023Kathy Card BecklesEVPSell107$181.95$19,468.657,462View SEC Filing Icon  
11/30/2022David B. WrightDirectorSell4,000$182.88$731,520.009,710View SEC Filing Icon  
9/9/2022Therese M. VaughanDirectorSell932$192.30$179,223.6013,021View SEC Filing Icon  
8/22/2022Kathy Card BecklesEVPSell429$200.09$85,838.616,102View SEC Filing Icon  
8/15/2022David B. WrightDirectorSell2,071$204.78$424,099.3814,909View SEC Filing Icon  
8/11/2022Samuel G. LissDirectorSell587$202.24$118,714.8867,352View SEC Filing Icon  
8/9/2022Therese M. VaughanDirectorSell629$199.22$125,309.3811,064View SEC Filing Icon  
6/9/2022Samuel G. LissDirectorSell4,039$170.00$686,630.0064,212View SEC Filing Icon  
6/1/2022Lee ShavelCEOSell487$173.42$84,455.5442,479View SEC Filing Icon  
5/26/2022Christopher M. FoskettDirectorSell4,800$173.60$833,280.0025,748View SEC Filing Icon  
5/18/2022Christopher M. FoskettDirectorSell2,888$168.18$485,703.8430,548View SEC Filing Icon  
5/18/2022Scott G. StephensonCEOSell2,144$172.82$370,526.08712,256View SEC Filing Icon  
5/12/2022Scott G. StephensonCEOSell167,187$173.54$29,013,631.98712,256View SEC Filing Icon  
5/2/2022Lee ShavelCFOSell483$203.64$98,358.1239,644View SEC Filing Icon  
4/1/2022Lee ShavelCFOSell483$214.88$103,787.0440,127View SEC Filing Icon  
3/14/2022David B. WrightDirectorSell4,675$184.46$862,350.50View SEC Filing Icon  
2/1/2022Lee ShavelCFOSell483$196.30$94,812.90View SEC Filing Icon  
1/3/2022Lee ShavelCFOSell483$227.66$109,959.78View SEC Filing Icon  
12/20/2021Mark V. AnquillareCOOSell20,480$218.06$4,465,868.80View SEC Filing Icon  
12/10/2021Scott G. StephensonCEOSell57,920$225.71$13,073,123.20View SEC Filing Icon  
12/8/2021Scott G. StephensonCEOSell57,920$226.20$13,101,504.00View SEC Filing Icon  
12/6/2021Scott G. StephensonCEOSell65,660$222.12$14,584,399.20View SEC Filing Icon  
12/1/2021Lee ShavelCFOSell483$226.09$109,201.47View SEC Filing Icon  
11/22/2021Mark V. AnquillareCOOSell20,479$230.37$4,717,747.23View SEC Filing Icon  
See Full Table

SEC Filings (Institutional Ownership Changes) for Verisk Analytics (NASDAQ:VRSK)

90.00% of Verisk Analytics stock is owned by institutions. Institutional ownership can be a sign of analyst confidence in the fundamentals of the stock.

Institutional Buying and Selling by Quarter

This chart shows the instiutional buying and selling at VRSK by year and by quarter.

Skip Institutional Buying and Selling Chart and Table DataRead Chart Data in Institutional Trading History Table

Verisk Analytics Institutional Trading History

Reporting DateHedge FundShares HeldMarket Value% of PortfolioQuarterly Change in SharesOwnership in CompanyDetails
11/15/2024Royal London Asset Management Ltd.63,217$16.94M0.0%+16.9%0.045%Search for SEC Filing on Google Icon
11/15/2024Redwood Investment Management LLC5,336$1.41M0.1%+1.3%0.004%Search for SEC Filing on Google Icon
11/15/2024Point72 Asset Management L.P.41,119$11.02M0.0%-47.9%0.029%Search for SEC Filing on Google Icon
11/15/2024Prana Capital Management LP11,670$3.13M0.1%N/A0.008%Search for SEC Filing on Google Icon
11/15/2024IHT Wealth Management LLC2,399$0.65M0.0%+57.9%0.002%Search for SEC Filing on Google Icon
11/15/2024Ingalls & Snyder LLC6,840$1.83M0.1%+8.7%0.005%Search for SEC Filing on Google Icon
11/15/2024Investment Management Corp of Ontario93,600$25.08M0.6%+10.0%0.066%Search for SEC Filing on Google Icon
11/15/2024Jacobs Levy Equity Management Inc.17,382$4.66M0.0%-66.5%0.012%Search for SEC Filing on Google Icon
11/15/2024Janus Henderson Group PLC34,266$9.18M0.0%+0.1%0.024%Search for SEC Filing on Google Icon
11/15/2024HighTower Advisors LLC142,792$38.25M0.1%-1.6%0.101%Search for SEC Filing on Google Icon
11/15/2024Hilltop Holdings Inc.3,224$0.86M0.1%N/A0.002%Search for SEC Filing on Google Icon
11/15/2024Hollow Brook Wealth Management LLC12,925$3.46M1.0%-25.5%0.009%Search for SEC Filing on Google Icon
11/15/2024Chevy Chase Trust Holdings LLC76,366$20.46M0.1%-2.0%0.054%Search for SEC Filing on Google Icon
11/15/2024ClearAlpha Technologies LP2,894$0.78M0.2%-41.9%0.002%Search for SEC Filing on Google Icon
11/15/2024Ascent Group LLC2,508$0.67M0.1%+1.7%0.002%Search for SEC Filing on Google Icon
11/15/2024Benjamin Edwards Inc.1,666$0.45M0.0%+233.9%0.001%Search for SEC Filing on Google Icon
11/15/2024Bamco Inc. NY1,268,534$339.92M0.9%-1.7%0.898%Search for SEC Filing on Google Icon
11/15/2024Point72 Asia Singapore Pte. Ltd.1,267$0.34M0.1%-82.6%0.001%Search for SEC Filing on Google Icon
11/15/2024Point72 Hong Kong Ltd16,853$4.52M0.3%+479.1%0.012%Search for SEC Filing on Google Icon
11/15/2024Erste Asset Management GmbH1,600$0.42M0.0%N/A0.001%Search for SEC Filing on Google Icon
11/14/2024BRITISH COLUMBIA INVESTMENT MANAGEMENT Corp23,806$6.38M0.0%-12.9%0.017%Search for SEC Filing on Google Icon
11/14/2024Caisse DE Depot ET Placement DU Quebec83,428$22.36M0.0%+121.8%0.059%Search for SEC Filing on Google Icon
11/14/2024Fred Alger Management LLC46,607$12.49M0.1%-5.0%0.033%Search for SEC Filing on Google Icon
11/14/2024Eventide Asset Management LLC84,752$22.71M0.4%-0.5%0.060%Search for SEC Filing on Google Icon
11/14/2024Verition Fund Management LLC22,768$6.10M0.0%-9.5%0.016%Search for SEC Filing on Google Icon
11/14/2024Captrust Financial Advisors86,008$23.05M0.1%+1.5%0.061%Search for SEC Filing on Google Icon
11/14/2024Atlantic Union Bankshares Corp9,504$2.55M0.1%+6.4%0.007%Search for SEC Filing on Google Icon
11/14/2024Icon Wealth Advisors LLC878$0.24M0.0%-26.4%0.001%Search for SEC Filing on Google Icon
11/14/2024Rockefeller Capital Management L.P.39,696$10.64M0.0%-4.3%0.028%Search for SEC Filing on Google Icon
11/14/2024Vinva Investment Management Ltd12,414$3.28M0.1%-37.0%0.009%Search for SEC Filing on Google Icon
11/14/2024PEAK6 Investments LLC2,630$0.71M0.0%N/A0.002%Search for SEC Filing on Google Icon
11/14/2024Public Sector Pension Investment Board6,183$1.66M0.0%+8.8%0.004%Search for SEC Filing on Google Icon
11/14/2024UBS AM a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC986,663$264.39M0.1%-2.8%0.699%Search for SEC Filing on Google Icon
11/14/2024Zurcher Kantonalbank Zurich Cantonalbank 70,667$18.94M0.1%+14.4%0.050%Search for SEC Filing on Google Icon
11/14/2024FORA Capital LLC11,635$3.12M0.4%N/A0.008%Search for SEC Filing on Google Icon
11/14/2024MetLife Investment Management LLC43,517$11.66M0.1%-2.6%0.031%Search for SEC Filing on Google Icon
11/14/2024Healthcare of Ontario Pension Plan Trust Fund27,076$7.26M0.0%-3.6%0.019%Search for SEC Filing on Google Icon
11/14/2024Blueshift Asset Management LLC1,459$0.39M0.1%N/A0.001%Search for SEC Filing on Google Icon
11/13/2024Glenmede Trust Co. NA6,341$1.70M0.0%-2.5%0.004%Search for SEC Filing on Google Icon
11/13/2024Bridgewater Associates LP2,905$0.78M0.0%-81.7%0.002%Search for SEC Filing on Google Icon
11/13/2024Freedom Investment Management Inc.3,264$0.88M0.1%-11.1%0.002%Search for SEC Filing on Google Icon
11/13/2024Townsquare Capital LLC16,381$4.39M0.1%+10.0%0.012%Search for SEC Filing on Google Icon
11/13/2024BNP Paribas Financial Markets229,775$61.57M0.0%-1.3%0.163%Search for SEC Filing on Google Icon
11/13/2024Brooklyn Investment Group738$0.20M0.1%N/A0.001%Search for SEC Filing on Google Icon
11/13/2024D.A. Davidson & CO.7,453$2M0.0%+4.4%0.005%Search for SEC Filing on Google Icon
11/13/2024FMR LLC4,618,971$1.24B0.1%+6.5%3.271%Search for SEC Filing on Google Icon
11/13/2024Dai ichi Life Insurance Company Ltd10,176$2.73M0.1%-66.2%0.007%Search for SEC Filing on Google Icon
11/13/2024The Manufacturers Life Insurance Company 86,573$23.20M0.0%-0.4%0.061%Search for SEC Filing on Google Icon
11/13/2024Bank of Montreal Can205,680$54.35M0.0%-1.8%0.146%Search for SEC Filing on Google Icon
11/13/2024Bowie Capital Management LLC62,955$16.87M0.9%+14.0%0.045%Search for SEC Filing on Google Icon
11/13/2024Brown Brothers Harriman & Co.2,335$0.63M0.0%+11.2%0.002%Search for SEC Filing on Google Icon
11/13/2024DRW Securities LLC1,407$0.38M0.0%N/A0.001%Search for SEC Filing on Google Icon
11/13/2024Harvest Fund Management Co. Ltd6,847$1.84M0.1%-7.4%0.005%Search for SEC Filing on Google Icon
11/13/2024Dynamic Technology Lab Private Ltd3,113$0.83M0.1%N/A0.002%Search for SEC Filing on Google Icon
11/13/2024Douglass Winthrop Advisors LLC12,740$3.41M0.1%+20.9%0.009%Search for SEC Filing on Google Icon
11/13/2024Daiwa Securities Group Inc.27,769$7.44M0.0%+17.0%0.020%Search for SEC Filing on Google Icon
11/12/2024Sompo Asset Management Co. Ltd.2,640$0.71M0.1%-20.7%0.002%Search for SEC Filing on Google Icon
11/12/2024Pitcairn Co.8,137$2.18M0.1%-31.0%0.006%Search for SEC Filing on Google Icon
11/12/2024Cerity Partners LLC47,233$12.66M0.0%+16.6%0.033%Search for SEC Filing on Google Icon
11/12/2024Icon Wealth Advisors LLC11,919$2.91M0.1%+899.1%0.008%Search for SEC Filing on Google Icon
11/12/2024STF Management LP2,066$0.55M0.2%-9.3%0.001%Search for SEC Filing on Google Icon
11/12/2024Citigroup Inc.211,911$56.78M0.0%-5.0%0.150%Search for SEC Filing on Google Icon
11/12/2024Raymond James Trust N.A.4,953$1.33M0.0%+13.7%0.004%Search for SEC Filing on Google Icon
11/12/2024Charles Schwab Investment Management Inc.801,150$214.68M0.0%+1.0%0.567%Search for SEC Filing on Google Icon
11/12/2024Pacer Advisors Inc.27,648$7.41M0.0%-19.0%0.020%Search for SEC Filing on Google Icon
11/12/2024Massachusetts Financial Services Co. MA4,757,880$1.27B0.4%-4.2%3.369%Search for SEC Filing on Google Icon
11/9/2024Landscape Capital Management L.L.C.4,327$1.16M0.1%+2.8%0.003%Search for SEC Filing on Google Icon
11/9/2024Intech Investment Management LLC26,204$7.02M0.1%+26.5%0.019%Search for SEC Filing on Google Icon
11/8/2024BNP PARIBAS ASSET MANAGEMENT Holding S.A.24,681$6.61M0.0%+111.5%0.017%Search for SEC Filing on Google Icon
11/8/2024King Luther Capital Management Corp164,767$44.15M0.2%+2.2%0.117%Search for SEC Filing on Google Icon
11/8/2024Citizens Financial Group Inc. RI2,025$0.54M0.0%+2.2%0.001%Search for SEC Filing on Google Icon
11/8/2024Progressive Investment Management Corp39,437$10.57M2.7%-1.1%0.028%Search for SEC Filing on Google Icon
11/8/2024Grandfield & Dodd LLC144,845$38.81M2.3%-0.2%0.103%Search for SEC Filing on Google Icon
11/8/2024Retireful LLC2,641$0.71M0.5%-25.8%0.002%Search for SEC Filing on Google Icon
11/8/2024Ontario Teachers Pension Plan Board1,497$0.40M0.0%N/A0.001%Search for SEC Filing on Google Icon
11/8/2024Advisors Asset Management Inc.3,152$0.85M0.0%+3.1%0.002%Search for SEC Filing on Google Icon
11/8/2024Connor Clark & Lunn Investment Management Ltd.27,770$7.44M0.0%N/A0.020%Search for SEC Filing on Google Icon
11/8/2024NS Partners Ltd125,619$33.66M1.4%+3.7%0.089%Search for SEC Filing on Google Icon
11/8/2024Commerce Bank10,141$2.72M0.0%+0.6%0.007%Search for SEC Filing on Google Icon
11/8/2024PNC Financial Services Group Inc.45,153$12.10M0.0%+2.0%0.032%Search for SEC Filing on Google Icon
11/8/2024Parnassus Investments LLC2,107,203$564.65M1.2%-0.9%1.492%Search for SEC Filing on Google Icon
11/8/2024B. Metzler seel. Sohn & Co. Holding AG31,226$8.37M0.1%N/A0.022%Search for SEC Filing on Google Icon
11/8/2024Banque Cantonale Vaudoise12,383$3.32M0.1%+332.5%0.009%Search for SEC Filing on Google Icon
11/7/2024OneAscent Financial Services LLC1,080$0.29M0.2%-26.8%0.001%Search for SEC Filing on Google Icon
11/7/2024Tranquility Partners LLC3,270$0.88M0.3%-1.2%0.002%Search for SEC Filing on Google Icon
11/7/2024Caprock Group LLC6,390$1.71M0.1%+1.8%0.005%Search for SEC Filing on Google Icon
11/7/2024Pathstone Holdings LLC37,904$10.16M0.0%-0.3%0.027%Search for SEC Filing on Google Icon
11/7/2024Baron Wealth Management LLC2,317$0.62M0.3%-1.6%0.002%Search for SEC Filing on Google Icon
11/7/2024OneAscent Wealth Management LLC1,010$0.27M0.1%+4.9%0.001%Search for SEC Filing on Google Icon
11/7/2024Mawer Investment Management Ltd.466,951$125.12M0.6%-10.2%0.331%Search for SEC Filing on Google Icon
11/7/2024Meeder Advisory Services Inc.3,088$0.83M0.1%-9.1%0.002%Search for SEC Filing on Google Icon
11/7/2024Quest Partners LLC7,392$1.98M0.2%+423.1%0.005%Search for SEC Filing on Google Icon
11/7/2024MAI Capital Management18,617$4.99M0.0%-10.0%0.013%Search for SEC Filing on Google Icon
11/7/2024Gilbert & Cook Inc.2,766$0.74M0.1%-2.4%0.002%Search for SEC Filing on Google Icon
11/7/2024Swiss National Bank423,500$113.48M0.1%+0.2%0.300%Search for SEC Filing on Google Icon
11/7/2024Thrivent Financial for Lutherans27,881$7.47M0.0%+384.3%0.020%Search for SEC Filing on Google Icon
11/6/2024Adero Partners LLC854$0.23M0.0%N/A0.001%Search for SEC Filing on Google Icon
11/6/2024Mutual of America Capital Management LLC17,542$4.70M0.0%-2.5%0.012%Search for SEC Filing on Google Icon
11/6/2024Comgest Global Investors S.A.S.700,318$187.66M2.7%-5.2%0.496%Search for SEC Filing on Google Icon
11/6/2024RIA Advisory Group LLC3,660$0.98M0.3%N/A0.003%Search for SEC Filing on Google Icon
Data available starting January 2016

See Full Table
Verisk Analytics logo
Verisk Analytics, Inc. provides data analytics and technology solutions to the insurance markets in the United States and internationally. It offers policy language, prospective loss costs, policy writing and rating rules, and various underwriting solutions for risk selection and segmentation, pricing, and workflow optimization; property- and auto- specific rating and underwriting information solutions that allows clients to understand, quantify, underwrite, mitigate, and avoid potential loss for risks; catastrophe modeling solutions, which enables companies to identify, quantify, and plan for the financial consequences of catastrophes for use by insurers, reinsurers, intermediaries, financial institutions, and governments. The company also provides life insurance solutions for transforming current workflows in life insurance underwriting, claim insights, policy administration, unclaimed property/equity, compliance and fraud detection, and actuarial and portfolio modeling; Marketing Solutions, such as compliant, real-time decisioning, profitability, and risk assessment for inbound consumer interactions; and international underwriting and claims solutions. In addition, it offers claims insurance solutions, which provides analytics in fraud detection, compliance reporting, subrogation liability assessment, litigation, and repair cost estimation and valuation solutions; and casualty solutions, such as compliance, casualty claims decision support, and workflow automation solutions. Further, the company supplies software to the specialty insurance market. The company was founded in 1971 and is headquartered in Jersey City, New Jersey.
Read More on Verisk Analytics

Today's Range

Now: $280.80
Low: $280.14
High: $286.49

50 Day Range

MA: $271.13
Low: $262.86
High: $290.04

52 Week Range

Now: $280.80
Low: $217.34
High: $291.42

Volume

522,555 shs

Average Volume

788,100 shs

Market Capitalization

$39.65 billion

P/E Ratio

43.81

Dividend Yield

0.54%

Beta

0.86

Who are the company insiders with the largest holdings of Verisk Analytics?

Verisk Analytics' top insider investors include:
  1. Samuel G Liss (Director)
  2. Nicholas Daffan (Insider)
  3. Therese M Vaughan (Director)
  4. Christopher M Foskett (Director)
  5. Elizabeth Mann (CFO)
  6. David B Wright (Director)
  7. Bruce Edward Hansen (Director)
  8. David J Grover (CAO)
  9. Kathy Card Beckles (Insider)
  10. Kathy Card Beckles (EVP)
  11. Wendy E Lane (Director)
Learn More about top insider investors at Verisk Analytics.

Who are the major institutional investors of Verisk Analytics?

Verisk Analytics' top institutional shareholders include:
  1. State Street Corp — 4.38%
  2. Massachusetts Financial Services Co. MA — 3.37%
  3. FMR LLC — 3.27%
  4. Parnassus Investments LLC — 1.49%
  5. Bamco Inc. NY — 0.90%
  6. Principal Financial Group Inc. — 0.80%
Learn More about top institutional investors of Verisk Analytics stock.

Which major investors are selling Verisk Analytics stock?

In the last quarter, VRSK stock was sold by these institutional investors:
  1. Massachusetts Financial Services Co. MA
  2. Jensen Investment Management Inc.
  3. Los Angeles Capital Management LLC
  4. SG Americas Securities LLC
  5. Mawer Investment Management Ltd.
  6. CWM LLC
  7. Comgest Global Investors S.A.S.
  8. Point72 Asset Management L.P.
During the last year, company insiders that have sold Verisk Analytics company stock include:
  1. Samuel G Liss (Director)
  2. Nicholas Daffan (Insider)
  3. Therese M Vaughan (Director)
  4. Christopher M Foskett (Director)
Learn More investors selling Verisk Analytics stock.

Which major investors are buying Verisk Analytics stock?

During the previous quarter, VRSK stock was bought by institutional investors including:
  1. FMR LLC
  2. Mizuho Securities USA LLC
  3. Two Sigma Advisers LP
  4. Worldquant Millennium Advisors LLC
  5. Eastern Bank
  6. National Bank of Canada FI
  7. Caisse DE Depot ET Placement DU Quebec
  8. National Pension Service