InsiderTrades.com Terms of Service

The Terms of Service (“TOS”) listed below apply to the InsiderTrades.com website and related services offered by MarketBeat.com, including MarketBeat Daily, MarketBeat All Access, Trader's Guide to Equities Research, the StockAid iPhone and Android App and all other products and services offered by InsiderTrades.com, MarketBeat.com, and/or MarketBeat Media, LLC (collectively the “Services”).

1. DEFINITIONS.
   1. "Agreement" or "Terms of Service" shall mean the TOS.
   2. “InsiderTrades.com” is a trade name owned by MarketBeat Media, LLC, and shall refer to such entity, or its assigns, when used herein.
   3. “Services” shall mean all content, information, news, data or links, however provided, by InsiderTrades.com.
   4. "Software" shall mean all code, products or programs used in connection with the provision Services.
   5. "We" or "InsiderTrades.com" refers to InsiderTrades.com and its affiliates, licensors, and service providers.
   6. "Website" shall mean InsiderTrades.com or any site we maintain.
   7. "You" or "your" refers to all viewers and users of any of the Services.
2. AGREEMENT. The Services are owned and operated by InsiderTrades.com. The following terms and conditions shall apply to each user and viewer, although not all Services are made available to you free of charge. By accessing the Services or paying the fees we charge for access to certain Services, you agree to abide by the terms and conditions of this Agreement. If you do not agree, you may not view or access the Services. InsiderTrades.com reserves the right to change the TOS at its sole discretion. You should always review this TOS prior to each use of the Services to ensure that you have full understanding of the current terms, conditions, and our Privacy Policy. In the case of any violation of the TOS, InsiderTrades.com reserves the right to terminate or limit access to the Services and seek all remedies available by law and in equity of such violations.
3. REGISTRATION. In consideration of your use of the Services, you represent that you are of legal age to form a binding contract and are not a person barred from using the Services under the laws of the United States or other applicable jurisdiction. You also agree to: (a) provide true, accurate, current, and complete information about yourself as prompted by the Services’ registration forms (the "Registration Data") and (b) maintain and promptly update the Registration Data to keep it true, accurate, current, and complete. If you provide any information that is untrue, inaccurate, not current, or incomplete, or InsiderTrades.com has reasonable grounds to suspect that such information is untrue, inaccurate, not current, or incomplete, InsiderTrades.com has the right to suspend or terminate your account and refuse any and all current or future use of the Services (or any portion thereof).
4. ACCOUNT, PASSWORD AND SECURITY. You will receive a password and account designation upon completing the InsiderTrades.com registration process. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify InsiderTrades.com of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. InsiderTrades.com shall not be liable for any loss or damage arising from your failure to comply with this Section.
5. INSIDERTRADES.COM PRIVACY POLICY. Registration Data and certain other information about you are subject to our applicable Privacy Policy. For more information, see the full InsiderTrades.com Privacy Policy. You understand that through your use of the Services you consent to the collection and use (as set forth in the applicable Privacy Policy) of this information, including the transfer of this information to the United States and/or other countries for storage, processing, and use by InsiderTrades.com and its affiliates.
6. GRANT OF LIMITED LICENSE AND PROPRIETARY RIGHTS. Subject to the limitations on this TOS: InsiderTrades.com grants you a personal, non-transferable and non-exclusive right and license to use the Services and Software for a single user unless you have contacted InsiderTrades.com and obtained a site-license or multiple user license or if you are a InsiderTrades.com XML data feed subscriber; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work from, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Services or Software. You agree not to modify the Services or Software in any manner or form, nor to use modified versions of the Services or Software, including (without limitation) for the purpose of obtaining unauthorized access to the Services. You agree not to access the Services by any means other than through the interface that is provided by InsiderTrades.com for use in accessing the Services.
7. USER AGREEMENTS AND SERVICE LIMITATIONS. You agree as follows:
   1. Use. InsiderTrades.com Services are provided for informational purposes only. InsiderTrades.com Services are not intended for trading or investment purposes. InsiderTrades.com and its licensors shall not be responsible or liable for the accuracy, usefulness, or availability of any information transmitted or made available on any InsiderTrades.com site or service, and shall not be responsible or liable for any trading or investment decisions based on such information.
   2. Accuracy of ratings. Although the ratings reported by InsiderTrades.com have historically been 99.7% accurate, we cannot guarantee the complete accuracy of the ratings reported.
   3. Accuracy of information. The information contained on the Services is not guaranteed to be accurate, current, or complete. InsiderTrades.com has attempted to provide accurate information on the Services, but assumes no responsibility for the accuracy of the information. Information on the Services may contain inaccuracies or typographical errors, and may be changed without notice. There may be errors in our Services and we reserve the right to correct errors.
   4. No Resale. You agree not to resell, reproduce, duplicate, copy, sell, trade, resell, or exploit for any commercial purposes any content or data acquired from InsiderTrades.com's services without first entering into a licensing agreement to do so with InsiderTrades.com. Reproduction of content contained in InsiderTrades.com Services for commercial purposes is part of a InsiderTrades.com XML data feed service subscription and the limitations of this section shall not apply to subscribers of InsiderTrades.com XML data feed services.
   5. Resale limitation. Data acquired from the Services is not to be resold to any third party. Data compiled by InsiderTrades.com may not be redistributed in bulk (such as by CSV, Excel or database formats) to any third party.
   6. No recommendations. InsiderTrades.com does not recommend individual stocks or any other securities and does not offer professional financial advice. Information and content provided on the Services is not meant to be a recommendation, repudiation or an offer to buy or sell any security. InsiderTrades.com staff members are not brokers, dealers or registered investment advisers and do not intend or attempt to influence the purchase or sale of any security. InsiderTrades.com does not guarantee the accuracy or completeness of the content displayed in any section of the Services.
   7. Reuse limitation. You will not use content from InsiderTrades.com in any prospectus, offering memorandum or other disclosure attributable to any issuer of securities.
   8. Not responsible for losses. InsiderTrades.com is not responsible for any loss that may be incurred by any person resulting for the use of the Services or any material contained herein. The publishers of InsiderTrades.com recommend anyone desiring to trade in securities do so cautiously and with the help of a personal financial advisor.
   9. Forward-looking statements. The Information and services contained in or made through this site may include or incorporate by reference “forward-looking statements” within the meaning of Section 27(a) of the Securities Act of 1933 and Section 21(e) of the Securities Exchange Act of 1934, including certain information with respect to plans and strategies of each featured company. For this purpose, any statements attributable to this site that are not statements of historical fact may be deemed to be forward-looking statements. Such statements are subject to various risks, uncertainties and assumptions about the featured companies, economic and market factors and the industries and assumptions about the featured companies do business, among other factors. Such statements are in no way guarantees of future performance or actual events. Results may differ materially from those expressed or forecasted by or concerning the featured companies due to a great many factors.
   10. Investments. InsiderTrades.com’s owners, employees and agents may have a present or future financial interest in companies or entities discussed on the Services, including the ownership of shares in publicly traded companies discussed on the InsiderTrades.com website, in InsiderTrades.com's newsletters and on other websites. As of October 1, 2019, MarketBeat Media, LLC did not own any publicly traded securities, but Matthew Paulson (the founder of InsiderTrades.com) owned shares of the following publicly-traded municipal bond funds: NZF, BFK, MMU and BBK. Paulson also held a variety of broad-based mutual funds and private equity investments as of October 1st, 2019. You agree that InsiderTrades.com is under no obligation to inform you of any transactions made by any owner, employee or agent, nor is InsiderTrades.com obligated to update the foregoing list. You consent to the potential conflict(s) of interest in our purchase, holding, sale or other transfer of an interest in these and other companies.
   11. Property. The Services and Software contain proprietary and confidential information that is protected by applicable intellectual property and other laws. Content contained in advertisements or information presented to you through the Services or by advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly permitted by applicable law or as authorized by InsiderTrades.com or the applicable licensor (such as an advertiser), you agree not to modify, rent, lease, loan, sell, distribute, transmit, broadcast, publicly perform or create derivative works based on the Services, such content, or the Software, in whole or in part.
   12. Verification. Never depend solely on the information contained in an Internet publication. The risk of fraudulent information exists with many Internet sites. Click here to read the SEC Publication “Internet Fraud: How to Avoid Internet Investment Scams”.
   13. Log files. Like many other Web sites, we make use of log files. The information inside the log files includes internet protocol (IP) addresses, type of browser, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.
8. CONTENT AND DISCLAIMER OF WARRANTIES.
   1. These Services are provided on an “as is,” “as available” basis, without warranties of any kind, either expressed or implied to the fullest extent possible pursuant to applicable law.
   2. WE DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY ,OR OTHERWISE HEREBY DISCLAIM: (A) ALL WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT; (B) WARRANTIES RELATING TO DELAYS, INTERRUPTIONS, ERRORS, OR OMISSIONS IN THE OPERATION OF THE SERVICES OR ANY PART THEREOF; (C) WARRANTIES RELATING TO THE TRANSMISSION OR DELIVERY OF THE SERVICES OR THEIR AVAILABILITY AT ANY PARTICULAR TIME OR LOCATION; (D) WARRANTIES RELATING TO THE USE VALIDITY, ACCURACY, CURRENCY OR RELIABILITY OF, OR THE RESULTS OF THE USE OF THE SERVICES OR ANY INFORMATION PUBLISHED ON THE SERVICES, AND (E) WARRANTIES RELATING TO WEBSITES WHICH THE SERVICES ARE LINKED.
9. LINKS. The Services may provide, or third parties may provide, links to other websites or resources. You acknowledge and agree that InsiderTrades.com is not responsible for the availability of such external sites or resources, does not endorse, and is not responsible or liable for any content, advertising, products or other materials on or available from such sites or resources.
10. COOKIES AND WEB BEACONS. We use cookies to store information about your preferences, record user-specific information on which pages a user accesses or visits, customize Web page content based on visitors browser type or other information that the visitor sends via their browser.
    1. Google, as a third party vendor, uses cookies to serve ads on this website. Google’s use of the DART cookie enables it to serve ads to users based on their visit to this website and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at the following URL – http://www.google.com/privacy_ads.html
    2. Some of our advertising partners may use cookies and web beacons on our site. Our current advertising partners have included: Google AdSense, Tribal Fusion, AdBlade, NewsMax and Vibrant Media
    3. These third-party ad servers or ad networks use technology to display the advertisements and links that appear on this website send directly to your browsers. They automatically receive your IP address when this occurs. Other technologies (such as cookies, JavaScript, or Web Beacons) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and/or to personalize the advertising content that you see.
    4. InsiderTrades.com has no access to or control over these cookies that are used by third-party advertisers.
    5. You should consult the respective privacy policies of these third-parties for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. This website’s privacy policy does not apply to, and we cannot control the activities of, other advertisers or web sites.
    6. If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers’ respective websites.
    7. We use third-party advertising companies to serve ads and collect information when users visit our site. These companies may use information (not including your name, address, email address or telephone number) about your visits to this and other websites in order to provide advertisements on our site, other websites and other forms of media about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, go to http://www.networkadvertising.org/managing/opt_out.asp
11. ADVERTISING DISCLOSURES.
    1. We use affiliate, contextual pay-per-click advertising and sponsored text links to generate advertising revenue to pay for operating costs such as hiring writers and maintaining the site’s technical infrastructure, which means we may receive compensation or commissions when you click on an ad banner or hyperlink to an external website. InsiderTrades.com does not necessarily endorse products which are advertised on this website.
    2. From time to time, we may send marketing email content to InsiderTrades.com subscribers that have not explicitly opted-out of receiving third-party marketing emails. We may receive compensation for sending marketing email content on behalf of third-party advertisers. InsiderTrades.com does not necessarily endorse the products or services promoted in third-party marketing emails.
12. INDEMNITY. You agree to indemnify and hold InsiderTrades.com and its subsidiaries, affiliates, officers, agents, employees, managers, members, partners and licensors harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of InsiderTrades.com, your connection to InsiderTrades.com, your violation of the TOS, or your violation of the rights of any third party.
13. LIMITATION OF LIABILITY. YOU EXPRESSLY UNDERSTAND AND AGREE THAT INSIDERTRADES.COM SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, BUSINESS, GOODWILL, USE, DATA, SOFTWARE OR OTHER INTANGIBLE LOSSES (EVEN IF INSIDERTRADES.COM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES). THIS LIMITATION SHALL INCLUDE, BY WAY OF EXAMPLE AND NOT LIMITATION, DAMAGES RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICES; (ii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iii) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON OR THROUGH ANY SERVICES; (iv) LOSS OF DATA OR SOFTWARE, OR (v) ANY OTHER MATTER RELATING TO ANY INSIDERTRADES.COM WEBSITE, MOBILE APPLICATION, OR THE SERVICES. OUR LIABILITY WILL BE NO MORE THAN THE AMOUNT YOU PAID TO US IN THE PREVIOUS 2 MONTHS. THIS IS THE MAXIMUM AMOUNT FOR WHICH WE ARE RESPONSIBLE.
14. TRADEMARK INFORMATION. You agree that all of InsiderTrades.com’s trademarks, trade names, service marks and other InsiderTrades.com logos and brand features, and product and service names are trademarks and the property of MarketBeat Media, LLC (the "ACN Marks"). You agree not to display or use in any manner the ACN Marks.
15. CLAIMS OF COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT. InsiderTrades.com respects the intellectual property of others, and we ask all viewers to do the same. If you believe that your work has been copied in a way that constitutes copyright infringement or your intellectual property rights have otherwise been violated, please provide InsiderTrades.com with the following information:
    1. an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;
    2. a description of the copyrighted work or other intellectual property that you claim has been infringed;
    3. a description of where the material that you claim is infringing is located on the site;
    4. your address, telephone number, and email address;
    5. a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
    6. a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner's behalf.

    InsiderTrades.com’s Agent for Notice of claims of copyright or other intellectual property infringement can be reached as follows: [email protected]

16. JURISDICTION. User understands and agrees: (a) that use of the Services is not intended to and does not create jurisdiction in any state or country other than South Dakota of the United States of America; (b) not to use any Services if the user deems electronic communication as consent to jurisdiction in any other state or country; (c) that the information provided on the Services is not directed towards any specific jurisdiction other than South Dakota of the United States of America; (d) the information provided on the Services was published and maintained from Sioux Falls, South Dakota and (e) all information contained on any MarketBeat Services, including InsiderTrades.com, is deemed "published" when first posted to or sent from our web server(s) or any web server of one of our partners.
17. DISPUTES. For claims against InsiderTrades.com relating in any way to use of any of the Services, inquiry, or attempted or actual interaction with InsiderTrades.com or otherwise under this TOS, the following shall apply:
    1. Any dispute or claim asserted by you shall be submitted to confidential arbitration in Sioux Falls, South Dakota. Arbitration under this agreement shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this agreement shall be joined to an arbitration involving any other party subject to this agreement, whether through class arbitration proceedings or otherwise. Subject to the last sentence of this paragraph, in any such arbitration, the parties shall be responsible for their own costs, expenses, and attorney's fees. In the event that this arbitration provision is unenforceable or as provided below, any litigation regarding this agreement or any transaction between the customer and InsiderTrades.com shall be brought in the state or federal courts located in Minnehaha County, South Dakota, and you hereby agree and submit to such jurisdiction and venue as exclusive and proper. In the event we are successful in the arbitration or any permitted litigation, InsiderTrades.com shall be awarded its reasonable costs, expenses and attorney fees.
    2. YOU HEREBY WAIVE ANY RIGHT TO TRIAL BY JURY.
    3. The entire dispute resolution process, whether formal or otherwise, is confidential. The parties shall participate in the dispute resolution process in good faith.
    4. Any legal action or claim by InsiderTrades.com to protect the ACN Marks or its rights under this Agreement is/are hereby excluded from the Arbitration provisions above; provided that InsiderTrades.com may, in its sole discretion, elect to assert any one or more claims in arbitration without waiving its right to assert such claim(s) in a formal legal proceeding (prior to formal disposition of the same in arbitration).
18. TITLES. The section titles in the agreement are for convenience only and have no legal or contractual effect.
19. GOVERNING LAW. This agreement and the relationship between user and InsiderTrades.com shall be governed by the laws of the state of South Dakota, without regard to its conflict of law provisions. If any provision of this TOS is to any extent invalid, illegal, or incapable of being enforced, such term shall be excluded to the extent of such invalidity, illegality, or unenforceability; all other terms hereof shall remain in full force and effect.
20. NO THIRD PARTY BENEFICIARIES; ASSIGNMENT. You agree that, except as otherwise expressly provided in this TOS, there shall be no third-party beneficiaries of this agreement. We may assign our rights under this TOS and any other contract with you to a third party on written notice to you; however, in all cases, you agree to obtain our consent prior to your assignment of this Agreement.
21. FORCE MAJEURE. InsiderTrades.com shall not be liable for any failure to perform its obligations where such failure is as a result of Acts of God (including fire, flood, earthquake, storm, hurricane or other natural disaster), war, invasion, act of foreign enemies, hostilities (whether war is declared or not), civil war, rebellion, revolution, insurrection, military or usurped power or confiscation, terrorist activities, nationalization, government sanction, blockage, embargo, labor dispute, strike, lockout or interruption, server unavailability, failure of any technology hardware or software algorithm or instruction set, or failure of electricity/telephone/internet service.
22. MODIFICATIONS; NOTICES. We reserve the right to modify the TOS on notice to you. We may give you notice of such changes through the Services or by posting an updated version of the TOS on InsiderTrades.com. In addition, InsiderTrades.com may provide you with notices, including those regarding changes to the TOS, by email, regular mail, SMS, MMS, text message, postings on the Services, or other reasonable means now known or hereafter developed. Such notices may not be received if you violate this TOS by accessing the Services in an unauthorized manner. Your agreement to this TOS constitutes your agreement that you are deemed to have received any and all notices that would have been delivered had you accessed the Services in an authorized manner. The effective date of any change in the TOS shall be as provided in notice of such change.
23. ENTIRE AGREEMENT. This agreement (together with the Privacy Policy) constitutes the entire agreement between user and InsiderTrades.com and governs the Services and our relationship with you. This agreement supersedes any prior agreements between user and InsiderTrades.com.

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